See what’s possible with a free rate quote! 

Unlock your dream home!

Great news! You don’t need to wait years and years to come up with a 20% down payment. With an FHA loan, you can get in a new home now with as little as 3.5% down. Plus, FHA loans are more flexible when it comes to your credit score and income, making your home purchase or refinance easier than ever. 

It all starts here with a free rate quote. Submit this form to get connected with a loan originator and make your home dreams a reality right now! 

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Think you need perfect credit and a huge down payment to get in a new home? Think again. 

“This was a great experience for me. Cardinal kept open communication with me. I was a first time buyer and the team made it smooth and easy. They broke down everything making sure I understood. It was very stress free.”

*By submitting a request to be contacted, you agree that Cardinal Financial Company, Limited Partnership may contact you at the telephone number or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a corporate, state, or federal Do Not Call registry or requested Cardinal Financial Company, Limited Partnership not send marketing information to you by use of phone, email or text message. You agree Cardinal Financial Company, Limited Partnership may use automated dialing systems and prerecorded voice messaging in connection with calls or texts made to any telephone number provided even if call or text results in a charge by your provider. Consent to receiving autodialed calls or texts is not required as a condition of purchasing any Cardinal Financial Company, Limited Partnership products or services and you may choose to contact a Loan Consultant by calling 1-855-561-4944.

We aim to simplify the complex and we believe in 
the power of simplicity. 
With Cardinal, hassle-free lending is possible. 

Simple Process

We believe in fitting the 
product to the customer, not 
the customer to the product. 

Flexible Products

We keep it real with our customers. We listen to them 
and present their best options. 

Great Service

Why Cardinal

- T.M. Henderson, NV

After you submit, hold tight; you’ll be redirected to our mortgage calculator. 
You can also call us at 844.702.3340

Corporate Address: 3701 Arco Corporate Drive, Suite 200, Charlotte, North Carolina 28273. Cardinal Financial Company, Limited Partnership (NMLS ID 66247, Licensing information can be found at: